NAFA member Tom Hauge, Director at Wings Insurance, shares his latest article in The Plane Truth.
If you are a current aviation insurance policyholder or have been around aviation insurance, you have likely heard the term ‘waiver of subrogation’ (WOS). A waiver is a vehicle, when granted to an individual, airport, insured entity, hangar lessor, training provider, etc., whereby the insurance carrier involved in a claim/loss gives up its right to subrogate a loss back to the waiver recipient. While it is not very common for a pilot individually or a training organization to be subrogated against, it’s always best practice to receive a waiver when you are engaged in commercial activity as one of the noted parties.
This article was originally published in Issue #24 of The Plane Truth on September 24, 2026.