As we close in on the conclusion of a fantastic business environment in 2025, and as I have noted in previous columns, we have seen some turbulent times in aviation insurance this past year. The “turbulence,” however, is a very positive thing for consumers who are seeing softening rates and additional underwriting options and capacity.
The last weeks of the year will see a hurried pace of closings for aircraft buyers looking to capitalize on bonus depreciation tax incentives for year-end purchases. We at Wings are seeing a record number of submissions for new and pre-owned aircraft purchases being worked through the Christmas holiday season.
It is always challenging to manage last-minute insurance requests in a month that sees early office closings with brokers and insurers, and two holiday breaks when seemingly everyone is away from the office. It is always best practice to allow your insurance broker a solid week’s time, following receipt of the formal application information, to fully shop your policy and receive replies from all viable insurers.
This Wings Insurance article was originally published in The Plane Truth on December 17, 2025.