NAFA member Scope Aircraft Finance shares their latest article on aircraft loan rates.
In light of the Thanksgiving holiday here in the United States, I want to start with a message of thanks to those who have joined us on the roller coaster that has been the US economy in 2025, along with our thoughts on its impacts on the aircraft finance side of the industry.
The trends in interest rates have been an interesting story to watch for a while now, but even more so with the Federal Reserve (“Fed”) actively considering whether they should continue to drop rates or not. Since the Labor Day holiday, the Fed has dropped its target rate by 0.50% in two 0.25% increments. These were the first rate changes the Fed made in 2025 after a period of drops at the end of 2024. They meet one more time this year and may or may not drop rates another 0.25%. Further complicating matters was the halt of updated economic data due to the government shutdown.
But does this Fed action (or inaction) have a direct impact on aircraft lending rates?
This article was originally published by StepZero Coaching on December 3, 2025.