NAFA member Wings Insurance shares their latest article on aviation insurance.
In aviation insurance, there always seems to be confusion concerning what the FAA permits regarding aircraft operations and what the insurance requirements dictate via the policy conditions.
FARs and insurance requirements are always two entirely separate paths of compliance, and both must be adhered to. If you expect to have insurance coverage in the event of a loss, you need to be compliant specifically with your policy conditions and warranties. Conversely, you might be in violation of an FAR and suffer a loss but still have insurance coverage if you haven’t breached a policy condition.
A great example of this is found in the pilot warranty section of a policy—specifically turbine policies.
This article was originally published on StepZero Coaching on December 3, 2025.